Medicare Supplements Comparison of Plans F, G, and N

We have put together a Medicare supplements comparison of Plans F, G, and N. These are the most common Medicare supplement plans. Use these charts below to help you understand the differences in the plans.

2017 Comparison of Medicare Supplement Plans F G and N
Medicare Part A Coverages for Medical Services – Per Benefit Period
Coverage includes costs associated with stays in a hospital or skilled nursing facility
Services
Medicare Pays
Plan F Pays
You Pay
Plan G Pays
You Pay
Plan N Pays
You Pay
Hospitalization
Semi private room and board, general nursing, and miscellaneous services & supplies.
Days 1-60
All but $1,316
$1,316 (Part A Deductible)
$0
$1,316 (Part A Deductible)
$0
$1,316 (Part A Deductible)
$0
Days 61-90
All but $329 a day
$329 a day
$0
$329 a day
$0
$329 a day
$0
Days 91+
60 Lifetime reserve days
All but $658 a day
$658 a day
$0
$658 a day
$0
$658 a day
$0
Additional 365 Days
Once lifetime reserve days are used
$0
100% of Medicare eligible expenses
$0
100% of Medicare eligible expenses
$0
100% of Medicare eligible expenses
$0
Beyond 365 Days
$0
$0
All Costs
$0
All Costs
$0
All Costs
Skilled Nursing Facility
Must meet Medicare requirements: a Hospital stay of 3+ days and entering a Medicare approved facility within 30 days of leaving the Hospital.
Days 1-20
All approved amounts
$0
$0
$0
$0
$0
$0
Days 21-100
All but $164.50
a day
Up to $164.50
a day
$0
Up to $164.50
a day
$0
Up to $164.50
a day
$0
Days 101+
$0
$0
All Costs
$0
All Costs
$0
All Costs
Blood
First 3 Pints
$0
3 Pints
$0
3 pints
$0
3 pints
$0
Additional Pints
100%
$0
$0
$0
$0
$0
$0
Hospice Care
Must meet Medicare requirements
All but co-payment co-insurance
Medicare co-payment
co-insurance
$0
Medicare co-payment
co-insurance
$0
Medicare co-payment
co-insurance
$0
Medicare Part B Coverages for Medical Services – Per Calendar Year
Coverage includes physician services, outpatient care, tests, and supplies
Services
Medicare Pays
Plan F Pays
You Pay
Plan G Pays
You Pay
Plan N Pays
You Pay
Medical Expenses
2017 Part B Deductible
$0
$183 Part B Deductible
$0
$0
$183 Part B Deductible
$0
$183 Part B Deductible
Remainder of Medicare Approved Amounts
Generally 80%
Generally 20%
$0
Generally 20%
$0
Covers the Balance except for your co-payment
$20 per office visit and $50 per emergency room visit
Part B Excess Charges
$0
100%
$0
100%
$0
$0
All Costs
Blood
First 3 Pints
$0
All costs
$0
All costs
$0
All costs
$0
Remainder of Medicare Approved Amounts
80%
20%
$0
20%
$0
20%
$0
Clinical Lab Services
100%
$0
$0
$0
$0
$0
$0
Parts A and B
Home Health Care
Medicare approved services
100%
$0
$0
$0
$0
$0
$0
Durable Medical Equipment First $183 of Medicare approved amount
$0
$183 Part B Deductible
$0
$0
$183 Part B Deductible
$0
$183 Part B Deductible
Remainder of Medicare Approved Amounts
80%
20%
$0
20%
$0
20%
$0

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