Medicare Frequently Asked Questions
Are Medicare Advantage plans the same as Medicare Supplements or Medigap plans?
I already have a Medicare Supplement plan. Can I also enroll in a Medicare Advantage plan?
Yes and No. Yes, you can join a Medicare Advantage plan when you have a Medicare Supplement, at least in theory. But no, you cannot use both a Medicare Supplement and a Medicare Advantage plan together.
Is there a Special Enrollment to leave a Medicare Advantage plan within the first 12 months and return to my old Medicare Supplement?
Yes. The Centers for Medicare and Medicaid Services (CMS) provides a Special Enrollment Period (SEP) for people who left their Medicare Supplement (Medigap plan) -- joined a Medicare Advantage plan for the first time -- and within the first 12 months these people wish to leave the new Medicare Advantage plan and return to their original Medicare Supplement.
How do I get Medicare prescription drug coverage to go with a Medigap policy?
Like other Medicare beneficiaries, if you are enrolled in a Medicare Supplement or Medigap policy, you will need to join a separate stand-alone Medicare Part D plan (PDP) if you wish to have prescription drug coverage.